I Don't Sell Any Products
Unbiased Advice.
This is going to seem strange, but, first, I'm going to explain what we don't do. We don't sell anything. I mean nothing. No products at all. I am 100% owner, Michael Lauhon and I am an unbiased consultant.
I don't sell products.
I work for you.
I provide something that is hard to find in today's world. Unbiased independent consulting. I don't make any investment recommendations, I do not sell anything, including any investment products. I also do not refer you to anyone for a fee. I work for you.
What We Do
Two Areas. One Standard.
For Businesses
401k Plan Consulting
As an Employer, if you have a 401(k) plan can you answer YES to all the questions below.
If you don't have a 401(k) plan, we can assist you in understanding each of these questions.
- Do you know if you are getting the best service?
- Do you know if the plan design is right for your company?
- Do you know if the fees are competitive?
- Do you know if the fees and investments are structured to reduce the possibility of getting sued? (That's a big one)
- Do you know if the investments are right for your group and if the returns are adequate?
- Do your employees like the plan you are providing?
For Individuals
Investment Consulting
How many of you have investment accounts, IRA accounts, annuities, 401(k) accounts, trusts or other investments? I want to make sure you can answer YES to all of the questions below.
- Do you understand the investments you own?
- Do you know what you own?
- Do you know what you earn off those investments?
- Do you know if what you earn is "keeping up" or competitive?
- Do you know what you pay in fees and the services you receive for those fees?
- Do you know if the fees you pay make sense for the investments you own?
Experience You Can Rely On
What makes me qualified to do this? I've been a 401(k) Consultant and Certified Pension Consultant for over 30 years. I also have experience in banking and as an investment advisor. I've reviewed investment accounts for years. I also have a Mathematics degree from years ago.
30+
Years of Experience
100%
Fee-Only, Always
$0
Products Sold
0%
Bias
"For the first time, I felt like someone was actually on my side — not trying to sell me something. The consulting was clear, honest, and made a real difference in how we structured our plan."
Business Owner
Mid-size Manufacturing Company
Ready for advice with no strings attached?
Once again, I don't sell anything. I work for you. Do I consult for free? Absolutely not. I provide a valuable service for a reasonable fee. I review all of your accounts to help you understand what you own. Schedule a consultation today. Call, text or email me to set up a date and time.